Banking and Finance
Banking and Finance
Banking & Finance stands as one of Hylands’s core practice areas. Its service scope covers key segments across major financial sectors, including banking, insurance, trust, securities, and leasing, involving daily compliance reviews, investment and financing transaction structure design, credit structure development, legal due diligence, commercial negotiations, legal document drafting, legal training, legal risk assessment and mitigation, research on laws, regulations and policies, and legal dispute resolution.
Operating within a complex legal and regulatory landscape, Hylands maintains a precise grasp of evolving financial laws, regulations, and policies. In practice, lawyers from Hylands’s Banking & Finance team actively engage in and explore cutting-edge business models, systematically organize and summarize relevant practices, and have accumulated extensive hands-on experience, solidifying the team’s industry-leading professional competence.
Most lawyers in Hylands’s Banking & Finance team graduated from prestigious law schools at home and abroad, boasting robust legal theoretical foundations and proficient professional skills. They deliver broad yet in-depth legal services to a diverse clientele both domestically and internationally, earning consistent acclaim from within and beyond the industry.
Services
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- Banking
- Operational and routine daily legal services for domestic and overseas banks; legal services across various banking domains, including international commercial credit, project financing, M&A loans, syndicated loans, cash asset management, bank drafts, commercial drafts, cashier’s checks and personal checks, standby letters of credit, guarantees, forward contracts, financial futures, and options; legal services for compliance validation and qualification licensing related to innovative banking businesses and products; legal services for cross-sector integration between banks and non-bank financial institutions; legal representation for litigation and arbitration cases involving banking financial institutions; comprehensive bank-related legal services, such as non-performing asset disposal.
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- Trust
- Operational and routine daily legal services for trust companies; transaction structure design and associated legal services for a full spectrum of trust products, including real estate trusts, structured trusts, securities investment trusts, equity investment trusts, enterprise annuity trusts, public welfare trusts, and family wealth trusts; legal services for commercial negotiations in trust projects; comprehensive trust-related legal services, such as legal representation for litigation and arbitration cases involving trust projects.
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- Insurance
- Operational and routine daily legal services for insurance companies; financing services for insurance institutions and insurance intermediaries; legal services related to the deployment of insurance funds; compliance reviews and legal opinions on matters concerning insurance products and insurance derivatives, including product frameworks, operational risks, and consumer protection; comprehensive insurance-related legal services, such as legal representation for litigation and arbitration cases involving insurance claims and subrogation.
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- Financial Leasing & Commercial Factoring
- Operational and routine daily legal services for financial leasing companies and commercial factoring companies; transaction structure and guarantee structure design, legal due diligence, and legal document drafting, review, and negotiation for financial leasing and commercial factoring arrangements; legal services related to the coordination of leased asset delivery and financing settlement; comprehensive legal services for financial leasing and commercial factoring, such as legal representation for litigation and arbitration cases involving these businesses.
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- Asset-Backed Securitization and Like Asset-Backed Securitization
- Hylands provides legal services for a full spectrum of asset-backed securitization and like asset-backed securitization products, including credit asset securitization, asset-backed special plans, insurance asset securitization, asset-backed notes, non-performing asset securitization, residential mortgage-backed securitization, real estate securitization, lease asset securitization, intellectual property asset securitization, REITs, and Pre-ABS. Its service scope covers transaction structure design, legal due diligence, issuance of legal opinions, drafting and revision of legal documents, provision of relevant legal consultation, and representation in litigation and arbitration proceedings.
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- Innovative Financial Services
- Legal services for sectors such as third-party payment and internet financial information services; legal support for inclusive finance, supply chain finance, and other fields enabled by internet technology; legal services in fintech domains (e.g., data protection and digital assets) built on innovative technologies including big data and blockchain; legal services related to the establishment of digital asset trading platforms and the conduct of compliance reviews; participation in the R&D of emerging financial products and the provision of legal feasibility assessments; handling of legal disputes arising in the context of emerging financial products.